Failure to disclose the often INCORRECT inquiry classification Fair Isaac widely publicizes that it "deduplicates" (counting several inquiries as only one inquiry) auto and mortgage inquiries so that applications with multiple lenders will not lower the FICO credit scores.
However, often auto and mortgage inquiries are not coded as such and MOST credit reports do not disclose the type of inquiry.
INCOMPLETE and INCORRECT Fair Isaac (myFICO) credit reports At $15/report, you should get the COMPLETE consumer disclosures the FCRA mandates. myFICO reports contain NO soft inquiries, NO credit grantor contact information, PARTIAL personal data, ...
INCORRECT field labels, bizarre data.
