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Other ILLEGAL credit reporting activities
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New PostsFailure to disclose the often INCORRECT inquiry classification
Fair Isaac widely publicizes that it "deduplicates" (counting several inquiries as only one inquiry) auto and mortgage inquiries so that applications with multiple lenders will not lower the FICO credit scores. However, often auto and mortgage inquiries are not coded as such and MOST credit reports do not disclose the type of inquiry.
12Sat May 19th, 2007 07:41 pm
by Christine
in Mortgage inquiries NOT identified as such Go to last Post
New PostsINCOMPLETE and INCORRECT Fair Isaac (myFICO) credit reports
At $15/report, you should get the COMPLETE consumer disclosures the FCRA mandates. myFICO reports contain NO soft inquiries, NO credit grantor contact information, PARTIAL personal data, ... INCORRECT field labels, bizarre data.
38Sun Jul 1st, 2007 07:03 pm
by Christine
in 2/3/05 bizarre myFICO reporting of collections Go to last Post

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Credit & Collection Legislation > Other ILLEGAL credit reporting activities
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