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Credit & Collection Legislation > Amendment of the Fair Debt Collection Practices Act (FDCPA) needed - URGENT!

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Amendment of the Fair Debt Collection Practices Act (FDCPA) needed - URGENT!
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New PostsCollectors need to DELETE disputed collections prior to validation
Currently, the FDCPA requires that collectors report a collection as DISPUTED after receiving the consumer's dispute. The dispute notations are IGNORED by FICO scores!
11Sun Oct 14th, 2007 05:14 am
by Christine
in 7/5/06 Focus Receivables collection call, extorting $250 with threats of credit reporting Go to last Post
No New PostsCollectors need to NOTIFY consumers of collections
MOST consumers find out about collections when they get their credit report. Collectors MUST notify consumers 45 days PRIOR to obtaining the consumers' credit reports and reporting the collections
11None

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Credit & Collection Legislation > Amendment of the Fair Debt Collection Practices Act (FDCPA) needed - URGENT!
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