Amendment of the Fair Debt Collection Practices Act (FDCPA) needed - URGENT!

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Credit Legislation Activists > Amendment of the Fair Debt Collection Practices Act (FDCPA) needed - URGENT!

Forum		Topics	Posts	Last Post
	Collectors need to DELETE disputed collections prior to validation Currently, the FDCPA requires that collectors report a collection as DISPUTED after receiving the consumer's dispute. The dispute notations are IGNORED by FICO scores!	1	1	Sun Oct 14th, 2007 07:14 am by Christine in 7/5/06 Focus Receivables collection call, extorting $250 with threats of credit reporting
	Collectors need to NOTIFY consumers of collections MOST consumers find out about collections when they get their credit report. Collectors MUST notify consumers 45 days PRIOR to obtaining the consumers' credit reports and reporting the collections	1	1	None
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