The credit bureau and myFICO credit reports do NOT disclose the type of inquiry. Obviously, consumers can not dispute what they don't know.
My claims against Equifax for the incorrect coding of my mortgage inquiry was dismissed, currently on appeal.
I also sued Experian for failing to provide the inquiry type, unsuccessfully and also on appeal.
Apparently the only way to see whether an inquiry is correctly identified by Fair Isaac's FICO scoring software is to order one of the otherwise very incomplete PrivacyGuard.com (ConsumerInfo.com, Experian) tri-merged reports.
Here is the screenshot of a client's MORTGAGE inquiries with Countrywide.
Several inquiries are not identified as mortgage inquiries